Wednesday, 26 August 2009

Horse Insurance

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Show more results from British Equestrian Insurance Committed to you and your HorseEquine insurance specialists, providing cover for both the leisure and competition rider as well as for the bloodstock market.


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-How Much Is Horse Insurance? - Yahoo! Answersi have decided to get a horse and i want to get

How Much Is Horse Insurance?

It depends on loads of factors:
Age of horse
Breed and height
How much it's worth
What you want to do with it...
it's cheaper to insure a hack than a 5* eventer!

Horse Insurance

You also have to decide whether you want personal insurance (BHS membership covers this), vets fees, loss of use and how much excess you want to pay.Try filling in the on-line forms to get quotes, you can change them to see how much the premium is.I am with NFU Mutual who do phone quotes rather than on line. They were cheaper than the others I tried and they have paid out with no quibbling when my horse needed a steroid injection for arthritis.

Lloyds cuts 200 jobs at insurance arm

Lloyds Banking Group is cutting 200 jobs at its general insurance arm, bringing the bank's total lay-offs this year to 7,500.


The Unite union sharply criticised Lloyds's "confused management style".
Only last week the bank stunned staff when it backtracked on its decision to close Cheltenham & Gloucester branches. The sudden U-turn will save 900 jobs, according to the union. The closure of the 164-strong network was first announced in June.


Lloyds announcedtoday that it was merging the support functions of the Lloyds TSB and HBOS general insurance division including sales, marketing, actuarial and underwriting operations. Up to 115 jobs could be cut in West Yorkshire, and up to 50 could go in Newport, south Wales, the bank said.


Unite's national officer, Rob MacGregor, said: "We have no confidence in this bank's confused strategy. Only last week Lloyds decided to abandon the closure of the Cheltenham & Gloucester branch network, bringing a reprieve for 900 staff. This week it is cutting over 200 jobs.
"This steady stream of announcements and cuts is soul-destroying for the workforce at this state-owned bank – it must end. Staff are expected to give the customers the best possible service but don't know if they have a job from week to week. These cuts are not in the interests of the customers, or the taxpayers who own this bank. The government needs to be more hands on and put an end to poor management at the bank."


Lloyds defended its decision and said compulsory redundancies would be a last resort. Phil Loney, managing director of general insurance, said: "We are bringing together these essential support functions in order to help meet the needs of our customers and the general insurance division.


"We recognise that this is difficult news for our affected colleagues. We are committed to working through these changes with our colleagues carefully and sensitively, and will seek to use natural turnover and redeployment wherever possible."


The bank said it had consulted the unions Accord, LTU and Unite and would continue to consult them throughout the process. The 200 full-time jobs will go by the end of late January 2010 at a number of locations, including south Wales and West Yorkshire. All affected staff have been briefed by their line manager today.